See prospectus for more information on Expenses & Fees.
Actual Values: Nov. 2014 to Nov. 2013
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1. The value of your investment in the variable account is measured in units. The value of each unit will rise or fall each business day depending on the investment performance. The value reflects all investment performance, management advisory fees, portfolio expenses, charges for insurance and administration, as well as automatic reinvestment of all dividends and capital gains.
Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59 1/2, may be subject to a 10% IRS penalty.
Annuities are distributed by Fidelity Brokerage Services (Member NYSE,SIPC), and Fidelity Insurance Agency, Inc.
Generally, data on Fidelity mutual funds and subaccounts is provided by FMR, LLC, or Morningstar, Inc. Although Fidelity believes the data gathered from third-party sources is reliable, it does not review such information and cannot warrant it to be accurate, complete or timely. Fidelity is not responsible for any damages or losses arising from any use of third-party information.Before investing, consider the investment objectives, risks, charges and expenses of the annuity and its investment options. For this and other information, call Fidelity at 1-800-544-4936 for a free prospectus and, if available, summary prospectus containing this information, or view one online. Read it carefully before you invest.
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