Lazard Retirement Emerging Markets Equity

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Expenses & Fees (FPRLC)

Expenses & Fees

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Expense Ratio: as of 05/01/2013 1.14%
Annual Annuity Charge 0.25%

See prospectus for more information on Expenses & Fees.

Prices (FPRLC)

Price History

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13 Week Moving Average
as of 04/30/2013		 $15.68
39 Week Moving Average
as of 04/30/2013		 $15.22
  1. The value of your investment in the variable account is measured in units. The value of each unit will rise or fall each business day depending on the investment performance. The value reflects all investment performance, management advisory fees, portfolio expenses, charges for insurance and administration, as well as automatic reinvestment of all dividends and capital gains. Moving average is the average of each week's closing Unit Value for the past 39 or 13 weeks.

Before investing, consider the investment objectives, risks, charges and expenses of the annuity and its investment options. For this and other information, call Fidelity at 1-800-544-4936 for a free prospectus and, if available, summary prospectus containing this information, or view one online. Read it carefully before you invest.

Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59 1/2, may be subject to a 10% IRS penalty.

Annuities are distributed by Fidelity Brokerage Services (Member NYSE,SIPC), and Fidelity Insurance Agency, Inc.

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