|NESTLE SA (REG)|
|NOVO-NORDISK AS CL B|
|NEXT CO LTD|
|HOWDEN JOINERY GROUP PLC|
|ASTELLAS PHARMA INC|
|VODAFONE GROUP PLC|
|WELCIA HOLDINGS CO LTD|
|NASPERS LTD N SHS|
|% of Total Portfolio||17.42%|
Quarter-End Average Annual Total Returns1, 2, 3
EXPENSE RATIO (GROSS): 0.88% AS OF 4/28/2016
|1 Yr||3 Yr||5 Yr||10 Yr||Life*|
|Fidelity VIP Overseas||-5.39%||4.11%||2.73%||1.89%||3.39%|
|MSCI EAFE (Net MA)||-8.12%||2.38%||2.43%||1.95%||--|
|Glossary definition opens in new window.Foreign Large Growth||-7.02%||1.75%||1.50%||1.45%||--|
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1. Performance and rankings reflect an annual annuity charge of 0.25%, the charge applicable to contracts purchased prior to 1/1/2009 and on or after 9/7/2010. See performance / rankings reflecting an annual annuity charge of 0.35% prior to 9/7/2010 and 0.25% thereafter, the fee structure applicable to contracts purchased between 1/1/2009 and 9/6/2010 or the performance / rankings reflecting an annual annuity charge of 0.10%. Clients are eligible for an annual fee of 0.10% if (1) the contract is purchased with an initial purchase payment of $1,000,000 or more on or after 9/7/2010, or (2) the contract value has accumulated to $1,000,000 or more on or after 9/7/2010 and at that time we are offering the contract to new applicants for 0.10%. See prospectus for additional details. Returns are historical and include change in unit price and the automatic reinvestment of dividends and capital gains.
2. The subaccount inception date is the date the portfolio was first made available in the annuity product.
3. The Morningstar Category Average is the average return for the peer group based on the returns of each individual fund within the group, for the period shown. This average assumes reinvestment of dividends.
4. This chart illustrates the performance of a hypothetical $10,000 investment made in this investment product (and a benchmark or category average, if shown) from the beginning date shown or on the subaccount inception date (whichever is later). The product's returns may not reflect all its expenses. Any fees not reflected would lower the returns. Benchmark returns include reinvestment of capital gains and dividends, if any, but do not reflect any fees or expenses. It is not possible to invest in an index. Past performance is no guarantee of future results. This chart is not intended to imply any future performance of the investment product.
5. Any holdings, asset allocation, diversification breakdowns or other composition data shown are as of the date indicated and are subject to change at any time. They may not be representative of the fund's current or future investments. The Top Ten holdings do not include money market instruments or futures contracts, if any. Depository receipts are normally combined with the underlying security. Some breakdowns may be intentionally limited to a particular asset class or other subset of the fund's entire portfolio, particularly in multi-asset class funds where the attributes of the equity and fixed income portions are different.
Under the asset allocation section, international (or foreign) assets may be reported differently depending on how an investment option reports its holdings. Some do not report international (or foreign) holdings here, but instead report them in a "Regional Diversification" section. Some report them in this section in addition to the equity, bond and other allocation shown. Others report international (or foreign) holding as a subset of the equity and bond allocations shown. If the allocation without the foreign component equals (or rounds to) 100%, then international (or foreign) is a subset of the equity and bond percentage shown.
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