New York Life Clear Income

New York Life Clear Income Fixed Annuity - FP Series1 allows you to grow your accumulation value at the fixed rate below during the initial guarantee period. At the end of the initial guarantee period, the policy receives a new renewal interest rate on each contract anniversary.


Select your state from the drop-down list to get rates:

New York Life Clear Income Fixed Annuity - FP Series has a Market Value Adjustment (MVA) which applies to certain full or partial withdrawals2 and which may increase or decrease the amount requested.

The New York Life Clear Income Fixed Annuity - FP Series w/GLWB Rider3 should only be considered if you intend to receive payments under the Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider.

Fidelity cannot guarantee the timeliness or accuracy of information displayed. Rates are subject to change. Please call an annuity specialist with any questions, 800-544-4702.

Next Step
Call 800-544-4702 to buy a New York Life Clear Income.

1.This annuity is issued by New York Life. The contract's financial guarantees are solely the responsibility of the issuing company. Fidelity Insurance Agency, Inc., distributes this product, which is not affiliated with any New York Life company.

2.All withdrawals taken prior to or in excess of the guaranteed lifetime withdrawals result in a proportionally reduction to the Income Base. Surrender charge may apply.

3.The Guaranteed Lifetime Withdrawal Benefit (GLWB) is a rider that is automatically included and only cancelable by the owner upon full surrender of the policy. An annual fee of 0.75% of the Accumulation Value will be deducted quarterly and will cease when the Accumulation Value is reduced to $0.

Fixed annuities available at Fidelity are issued by third-party insurance companies, which are not affiliated with any Fidelity Investments company. These products are distributed by Fidelity Insurance Agency, Inc., and, for certain products, Fidelity Brokerage Services, Member NYSE, SIPC. A contract's financial guarantees are solely the responsibility of and are subject to the claims-paying ability of the issuing insurance company.

Fidelity Annuity Specialists are licensed insurance agents.