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American Funds Capital Income Builder® Class C

  • Symbol: CIBCX
  • Transaction Fee/Load Transaction Fee/Load 1  See Fidelity Fund Picks for no transaction fee alternatives

Morningstar® Snapshot*

AS OF 3/31/2016; MORNINGSTAR CATEGORY: World Allocation
Returns 5 out of 5, High Returns
Expenses 4 out of 5, Above Average Fees
Risk of this Category Category Risk Rating:5, where 1 is Lower and 10 is Higher

*Data provided by Morningstar.


 2 More Information
AS OF 3/31/2016
Average Annual Returns
YTD (Daily)* 1 Yr 3 Yr 5 Yr 10 Yr
YTD (Daily)* +4.98% 1 Yr -0.59% 3 Yr +4.60% 5 Yr +5.74% 10 Yr +4.46%
*AS OF 5/2/2016; Value is cumulative

Hypothetical Growth of $10,000

 3, 4 More Information
AS OF 3/31/2016; MORNINGSTAR CATEGORY: World Allocation
Shows growth of hypothetical $10,000 investment in American Funds Capital Income Builder® Class C compared to MSCI AC World (N),Barclays U.S. Agg Bond,World Allocation over the selected time period
American Funds Capital Income Builder® Class C
World Allocation

Compare Chart| Fund Facts Search

The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate; therefore, you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted.

2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
This Fund 21.06% 9.78% -30.65% 19.66% 7.77% 2.03% 10.91% 13.99% 5.77% -3.71% 3.69%
Benchmark 20.95% 11.66% -42.19% 34.63% 12.67% -7.35% 16.13% 22.80% 4.16% -2.36% 0.24%
Benchmark-2 4.33% 6.97% 5.24% 5.93% 6.54% 7.84% 4.21% -2.02% 5.97% 0.55% 3.03%
Category 16.61% 11.39% -28.98% 24.37% 10.58% -3.99% 10.74% 10.07% 1.54% -4.15% 1.05%
+/- Benchmark 0.11% -1.88% 11.54% -14.97% -4.90% 9.38% -5.22% -8.81% 1.61% -1.35% 3.45%
+/- Benchmark-2 16.73% 2.81% -35.89% 13.73% 1.23% -5.81% 6.70% 16.01% -0.20% -4.26% 0.66%
+/- Category 4.45% -1.61% -1.67% -4.71% -2.81% 6.02% 0.17% 3.92% 4.23% 0.44% 2.64%

Compare Chart| Fund Facts Search

The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate; therefore, you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted.

Fund Manager(s)

More Information
James B. Lovelace since 1/1/1992 Joyce E. Gordon since 1/1/2000 David A. Hoag since 1/1/2004 David M. Riley since 1/1/2004 Darcy B. Kopcho since 1/1/2006 Timothy D. Armour since 1/1/2006 Winnie Kwan since 1/1/2007 Bradley J. Vogt since 1/1/2009 L. Alfonso Barroso since 1/1/2010 David S. Lee since 1/1/2011 Grant L. Cambridge since 1/1/2013 Philip Winston since 1/1/2014 Fergus N. MacDonald since 1/1/2015

Fund Overview


The investment seeks a level of current income and a growing stream of income over years, growth of capital is the secondary objective.


The fund normally will invest at least 90% of its assets in income-producing securities (with at least 50% of its assets in common stocks and other equity securities). The fund invests primarily in a broad range of income-producing securities, including common stocks and bonds. In seeking to provide the investors with a level of current income that exceeds the average yield on U.S. stocks, the fund generally looks to the average yield on stocks of companies listed on the S&P 500 Index.


Foreign securities are subject to interest-rate, currency-exchange-rate, economic, and political risks, all of which may be magnified in emerging markets. Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, economic or other developments. These risks may be magnified in foreign markets. In general the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk and credit and default risks for both issuers and counterparties. Additional risk information for this product may be found in the prospectus or other product materials, if available.

Additional Disclosures

This description is only intended to provide a brief overview of the mutual fund. Read the fund's prospectus for more detailed information about the fund.

Except for Life of Fund returns, the analysis on these pages may be based, in part, on adjusted historical returns for periods prior to the class's actual inception of 03/15/2001. These calculated returns reflect the historical performance of the oldest share class of the fund, with an inception date of 07/30/1987, adjusted to reflect the fees and expenses of this share class (when this share class's fees and expenses are higher.) Please refer to a fund's prospectus for information regarding fees and expenses. These adjusted historical returns are not actual returns. Calculation methodologies utilized by Morningstar may differ from those applied by other entities, including the fund itself.

S&P 500 Index is a market capitalization-weighted index of 500 common stocks chosen for market size, liquidity, and industry group representation to represent U.S. equity performance.


More Information
Morningstar Category
World Allocation
Fund Inception
Share Class Inception
Glossary definition opens in new window.Exp Ratio (Gross)
($13.80 per $1000)
Glossary definition opens in new window.Exp Ratio (Net)
($13.80 per $1000)
Deferred Load
Minimum to Invest 5
Turnover Rate
Glossary definition opens in new window.Portfolio Net Assets ($M)
Glossary definition opens in new window.Share Class Net Assets ($M)
12 Month Low-High
$52.41 - $61.86

Asset Allocation

 7 More Information
AS OF 3/31/2016; MORNINGSTAR CATEGORY: World Allocation
Asset Allocation
Cash 2.46%
Convertibles 0.01%
Domestic Bond 14.96%
Preferred Stock 0.30%
Foreign Bond 1.31%
Foreign Stock 36.61%
Others 1.45%
Domestic Stock 42.91%

Quarter-End Average Annual Total Returns

 3, 2 More Information
AS OF 3/31/2016; FUND INCEPTION 7/30/1987 Glossary definition opens in new window.

1.38% AS OF 1/1/2016
1 Yr 3 Yr 5 Yr 10 Yr Life
Glossary definition opens in new window.Before Taxes
American Funds Capital Income Builder® Class C -0.59% 4.60% 5.74% 4.46% 6.17%
American Funds Capital Income Builder® Class C  (Load Adjusted) -1.56% 4.60% 5.74% 4.46% 6.17%
MSCI AC World (N) -4.34% 5.54% 5.22% 4.08% 4.98%
Barclays U.S. Agg Bond 1.96% 2.50% 3.78% 4.90% 4.94%
World Allocation -4.94% 2.05% 3.04% 4.08% --
Glossary definition opens in new window.After Taxes on Distributions
American Funds Capital Income Builder® Class C  (Load Adjusted) -2.35% 3.38% 4.58% 3.17% 4.78%
World Allocation -7.30% 0.23% 1.57% 2.61% --
Glossary definition opens in new window.After taxes on distributions and sale of fund shares
American Funds Capital Income Builder® Class C  (Load Adjusted) -0.53% 3.06% 4.05% 3.06% 4.47%
World Allocation -3.10% 0.89% 1.85% 2.71% --

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Mutual Funds are priced as of the previous business day's market close when the market is open. Mutual fund positions are priced as of the official market close (typically 4p.m.) and prices are generally available between 5 p.m. and 6p.m.

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2015 Morningstar, Inc. All rights reserved. The Morningstar information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or redistributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Fidelity does not review the Morningstar data and, for fund performance, you should check the fund's current prospectus or other product materials for the most up-to-date information concerning applicable loads, fees and expenses.

1. Transaction Fee:

A transaction fee is similar to a brokerage fee or commission which you pay when you buy or sell a stock. For some funds available through Fidelity you are required to pay a transaction fee. However, you will not pay a sales load on Transaction Fee (TF) funds. You will only be charged a transaction fee when you buy a FundsNetwork TF fund, not when you sell one. All other fees and expenses described in a fund's prospectus still apply. You can choose to buy or sell shares directly from the fund itself or its principal underwriter or distributor without paying a transaction fee to Fidelity.

Online Transaction Fees: $49.95 for most funds. Certain funds will have a transaction fee of $75. To identify any applicable transaction fees associated with the purchase of a given fund, please refer to the "Fees and Distributions" tab.

Fidelity Automated Service Telephone (FAST): 25% off representative-assisted rates, Maximum: $187.50, Minimum:$75
Representative-Assisted: 0.75% of principal, Maximum: $250, Minimum: $100
Automatic Investment: $5 per transaction, after the initial investment.

Sales load:

A sales charge added to the price of the fund. Funds have different sales charge structures, including front-end loads, back-end loads (deferred), and no loads. Sales loads can either be charged when a fund is purchased, commonly known as a front-end load, or when a fund is sold, known as a deferred load. Not all funds charge a load. Refer to the Loads, Expense and Minimums section of the fund's prospectus for details on these amounts. Although no load funds do not have a front-end or deferred load, they may incur other fees, such as a 12b-1 fee.

2. Total returns are historical and include change in share value and reinvestment of dividends and capital gains, if any. Cumulative total returns are reported as of the period indicated. Life of fund figures are reported as of the commencement date to the period indicated and are cumulative if the fund is less than one year old. Total returns do not reflect the fund's [%] sales charge. If sales charges were included, total returns would have been lower.

3. The Morningstar Category Average is the average return for the peer group based on the returns of each individual fund within the group, for the period shown. This average assumes reinvestment of dividends.

4. This chart illustrates the performance of a hypothetical $10,000 investment made in this investment product (and a benchmark or category average, if shown) from the beginning date shown or on the inception date of the product (whichever is later). The inception date used for products with underlying funds, or multiple shares classes, or are offered as a separate account, strategy or sub account, may be the inception date of the underlying fund, the earliest share class of the product, or the date composite performance for the product was first made available. The product's returns may not reflect all its expenses. Any fees not reflected would lower the returns. Benchmark returns include reinvestment of capital gains and dividends, if any, but do not reflect any fees or expenses. It is not possible to invest in an index. Past performance is no guarantee of future results. This chart is not intended to imply any future performance of the investment product.

5. Initial minimum investments into group retirement accounts such as Fidelity Simplified Employee Pension-IRA, Keogh, Self-Employed 401(k), and Non-Fidelity Prototype Retirement accounts are $500 or higher. Additional investments into Regular, IRA, and Group accounts are $250 or higher.

6. A standard yield calculation developed by the Securities and Exchange Commission for bond funds. The yield is calculated by dividing the net investment income per share earned during the 30-day period by the maximum offering price per share on the last day of the period. The yield figure reflects the dividends and interest earned during the 30-day period, after the deduction of the fund's expenses. It is sometimes referred to as "SEC 30-Day Yield" or "standardized yield".

7. Any holdings, asset allocation, diversification breakdowns or other composition data shown are as of the date indicated and are subject to change at any time. They may not be representative of the fund's current or future investments. Some breakdowns may be intentionally limited to a particular asset class or other subset of the fund's entire portfolio, particularly in multi-asset class funds where the attributes of the equity and fixed income portions are different.

Under the asset allocation section, international (or foreign) assets may be reported differently depending on how an investment options reports its holdings. Some do not report international (or foreign) holdings here, but instead report them in a "Regional Diversification" section. Some report them in this section as an to the equity, bond and other allocation shown. Others report international (or foreign) holding as a subset of the equity and bond allocations shown. If the allocation without the foreign component (or round to) 100%, then international (or foreign) is a subset of the equity and bond percentage shown.

Generally, data on Fidelity mutual funds is provided by FMR, LLC, Morningstar ratings and data on non-Fidelity mutual funds is provided by Morningstar, Inc. and data on non-mutual fund products is provided by the product's investment manager, trustee or issuer or the plan sponsor whose plan is offering the product to participants. Although Fidelity believes the data gathered from these third-party sources is reliable, it does not review such information and cannot warrant it to be accurate, complete or timely. Fidelity is not responsible for any damages or losses arising from any use of this third-party information.

Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options. Contact Fidelity for a free prospectus and, if available, summary prospectus containing this information. Read it carefully.

Morningstar Category: World Allocation
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